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Crypto Taxes in the USA 2026: Complete IRS Guide

Quick Answer: In the US, the IRS treats crypto as property, not currency. You owe capital gains tax whenever you sell, spend, or trade crypto for another asset (including crypto-to-crypto). Report on Form 8949/Schedule D. Use specific identification (spec-ID) or FIFO cost-basis to calculate gains, and tax software like CoinTracker or Koinly to automate it. Short-term (<1 year) gains are taxed at ordinary rates; long-term (≥1 year) at lower capital gains rates. US crypto taxes are complicated because nearly every crypto transaction is a taxable event — even buying one coin with another. Getting it right requires tracking cost basis carefully. This is a general guide, not professional tax advice; consult a CPA for your situation. — ...

August 5, 2026 · 12 min · Jarrod Gravison

Best Crypto Exchanges in the USA (2026): Fully Regulated Options

Best Crypto Exchanges in the USA: Regulated Choices for 2026 Trading crypto in the United States comes with a serious constraint: most of the world’s biggest exchanges — Binance, Bybit, OKX, KuCoin — are not available to US residents. That leaves a handful of fully regulated platforms that obey US federal and state rules. TL;DR: Coinbase is the best beginner-friendly, highly regulated option for most US investors; Kraken is the best choice for active traders who want low fees and strong security; Gemini is ideal for those prioritizing transparency and regulated custody; and Crypto.com is a solid all-rounder with a strong rewards ecosystem. All four are US-compliant money transmitters, but their fee structures and features differ meaningfully. This guide explains what “US-compliant” actually means and how these four exchanges stack up. ## Quick Answer ...

August 5, 2026 · 11 min · Jarrod Gravison